Lightning
Lightning is a visible electrical discharge or spark of electricity in the atmosphere between clouds, the air and/or the ground often produced by a thunderstorm.
In the National Risk Index, a Lightning Risk Index score and rating represent a community's relative risk for Lightning when compared to the rest of the United States. A Lightning Expected Annual Loss score and rating represent a community's relative level of expected building and population loss each year due to Lightning when compared to the rest of the United States.
Lightning Exposure
A Lightning exposure value represents a community's building value (in dollars) and population (in both people and population equivalence) exposed to Lightning.
Lightning Annualized Frequency
A Lightning annualized frequency value represents the average number of recorded Lightning hazard occurrences (events) per year over the period of record (22 years).
Lightning Historic Loss Ratio
A Lightning historic loss ratio is the representative percentage of the exposed consequence type value (building or population) expected to be lost due to a Lightning hazard occurrence.
Lightning Processing Methodology
For comprehensive details about the Lightning processing methodology, see the National Risk Index Technical Documentation.